“If you owe the bank $1000, you’re at the mercy of the bank, if you owe the bank $1,000,000,000 the bank is at your mercy.”

A few weeks back, I attended an extraordinary event in New York organized by my longtime friend Douglas Rushkoff called “Contact.” It was a fascinating symposium about fighting corporate influence online and how to affect societal change using social media tools (more or less). The object of the day was to tease out four projects from the participants (a mix of 300 activists, tech entrepreneurs, intellectuals and media types) which could be practically realized, not just “pie in the sky” stuff. Four finalists got $10,000 awards from Pepsi to assist in concretizing these ideas.

At first, the conference, which took place at a stunning former synagogue on the Lower East Side known as The Angel Orensanz Center, got off to a bumpy start. Whenever someone would raise their hand and say something too fuzzy like “I’d like to start an online forum for people to discuss social issues” this got back a politely, yet dismissive “Uh, what, specifically, do you mean by that?” response from Rushkoff, who led the sessions. His firm conceptual herding caused a rapid focusing of the group mind into projects that had not just viability—and utility, of course—but that could actually be manifested within days or weeks.

There were a lot of worthy, even brilliant, ideas kicked around that day, but the first one that really caused me to take notice was when one of the participants stood up and said he’d like to create an online tool to facilitate and organize a mass debt strike against the banks and the government. There was an immediate “x factor” that this notion tapped into (my guess is that Occupy Wall Street was supported by 100% of the room) and “Kick-Stopper,” as the project was dubbed, became one of the four finalists.

When the conference broke down into smaller discussion groups—I was one of the judges of who would get the Pepsi cash—I silently observed the debt strike enthusiasts’ conversation with interest. I was somewhat less enamored of the concept when Thomas Gokey, an adjunct professor at Syracuse University who proposed the idea, said that maybe the money owed to the banks could be held in escrow accounts, eventually getting paid to the banks, but only after they’d agreed to certain demands and reforms. To some of the people seated on pillows in the venue’s balcony, this seemed like a reasonable approach, but at least half the group groaned and expressed the more punk rock sentiment of “fuck the banks, they’ll get NONE of it” which seemed like a much better position to take, to my mind.

Stiffing the fuckers is something they’ll understand…

I’m not sure where they got with it in the end with the escrow vs. the fuck the banks question, but Kick-Stopper, as I mentioned, was one of the four finalists and you can follow the progress they are making here. Sarah Jaffe, who was at the Contact event, wrote about the debt strike concept at length at AlterNet:

“I wanted to do this project because I kept having the same basic conversation with everyone at Zuccotti and everywhere else,” Gokey told me. “When I talk to people about what we could do that would really compel Congress and Wall Street to meet our demands or really alter the current system, we inevitably start discussing what non-cooperation with our own oppression would look like. What does it mean to stop cooperating with the banks? What we inevitably end up describing is some variation of a debt strike, simply ending our own participation in a system that exploits us.”

—snip—

“The problem is that a debt-strike will take a lot of coordination to make it work,” Thomas Gokey points out, “It can’t just be one person who is willing to risk their financial life, it only works when there are millions of people who are willing to take that risk together, and they are only going to take that risk if they can feel confident that everyone else has got their back.”

That in part is what Gokey hoped to solve by bringing the debt strike idea to ContactCon, but it’s not the only one. Lerner points out that the debt strike also needs targets, demands and an answer to the question, “Who pays?”

“There should be debt forgiveness, but these guys—the student loan profiteers—should eat it, not the government and taxpayers,” he points out. “The banks should pay because they destroyed the economy, they sucked 18-year-olds into predatory loans they are stuck with for life.”

Hear, hear! Imagine the indignity of graduating from college with $100,000 of student loan debt nipping at your heels and today’s nearly non-existent job prospects. It’s absurd.

I’m not an expert in this sort of thing, but apparently you can’t charge off student loans in bankruptcy, they’ll just attach your wages, so a collective action to withhold student loan payments (and credit card debt) at a time when half the country is skint could gather critical mass rather quickly, I’d imagine. Everyone else got a bail-out, why shouldn’t you?

My prediction: You’re going to be hearing the term “debt strike” used a lot in the coming months.

(For the record, I have not a single cent of student loan debt. I didn’t go to college and I have no skin in this game. Education should be free for anyone who wants to learn and better themselves.)

Debtor’s Revolution: Are Debt Strikes Another Possible Tactic in the Fight Against the Big Banks? (AlterNet)

 
It was forty years ago today that Led Zeppelin IV (AKA “Zoso”) was released. Lacking the group’s name or a title, just symbols chosen to represent each of the band members (and never intended to be read as “Zoso”), the album sold huge right out of the gate. It entered the UK charts at #1 and remained a best-seller for well over a year. Although it never topped the US charts (it peaked at #2) it has always been the band’s most popular effort, and includes their best-known, most loved song, the eight minute rock anthem “Stairway to Heaven.” It’s on virtually every “top whatever” rock and roll lists you can name, normally in the first ten items.

Interesting to note that three outtakes from the Led Zeppelin IV IV recording sessions, “Down by the Seaside,” “Night Flight” and “Boogie With Stu” were later included on the sprawling double album Physical Graffiti in 1975.

Below, Led Zeppelin perform “Black Dog” and “Misty Mountain Hop” at Madison Square Garden in 1973.
 

 
Comedian Joe Rogan rants with some serious observations on what’s going down.

“Is this fuckin’ Chicago in the sixties? What the fuck is this?”

Audio excerpt from The Joe Rogan Experience podcast put to some appropriate visuals.
 

 
Infographic courtesy of Accelerated Degree

 
Zennie Abraham, a blogger at Veterans Today, has lived in Oakland since 1974 and believes that the crowd estimate of the Occupy Oakland General Strike provided by Oakland police is way off. Abraham claims the crowd was much closer to 100,000 than the official count of 7000.

You can’t take a snapshot of an event like this, because of its time length; you have to think of it as a dynamic. In any population there are births, deaths, in-migration, and out-migration. For the Occupy Oakland General Strike, there were no births, thankfully no deaths, but a lot of in-migration and out-migration.

What was so amazing about the size of the crowd both inside the plaza and just outside of it, then marching to the Port of Oakland, was that it did not decrease in size; it increased. And that was with some people leaving it, and others coming in from BART and from around Oakland via foot or other parts of the Bay by car.

For that to happen all day long and considering the capacity of the plaza and the crowds outside of it points to 100,000 people. I’ve never seen anything like that in the entire history of this city.

And that is why it must be said that much of the media should be drawn and quartered for the most irresponsible coverage I’ve ever seen. Many outlets just waited for something bad to happen, or looked for it. But there were so many people more having a great time, that whatever happened was far away from downtown Oakland.

The Whole Foods Oakland Facility is on 27th and Harrison and outside of downtown Oakland, and a good mile away from City Hall Plaza. But to the media eye, the vandalism that happened there made headlines. Let’s just get this out of the way: it should not have happened, but that’s no excuse to get the whole story wrong.

The video below is all the proof anyone would need that the official numbers were way, way off, but 100,000? Oakland’s population is around 300,000, even accounting for the folks who came in from the rest of the Bay area (population 4.5 million) to march, that’s still probably too high a number to be realistic. Still, I’m willing to go along with a tally that’s several times higher than what the Oakland police—and the mainstream media—told us.

What’s important to remember as you watch the size of these marching masses, is that less than two months have passed since Occupy Wall Street began. It’s only going to get more interesting from here on out.
 

 
Above, a bird’s eye view of a static crowd of 90,000 people at the Rose Bowl posted by redditter BdotTS.
 

 
Via reddit

Take your money out of the Evil Empire today! Image via @SKYENICOLAS

Today is Bank Transfer Day, the day to take your money (should you still be lucky enough to have any), transfer it to a credit union, close down your accounts with the big banks and starve them of the oxygen they need to survive: YOUR HARD-EARNED MONEY.

Not everyone can be in Zuccotti Park, but YOU CAN DO THIS!

It’s Saturday. Do you honestly have something better to do than fucking over the big banks? I didn’t think so…

DailyKos blogger frustrated1 told a tale of closing his or her bank accounts, along with her sister under the title “The bank said ‘You’ll Be Back.’” I encourage any of you who are doing this today to post your own first person stories in the comments.

One thing I should probably mention is that my sister is a very successful medical doctor.  She makes a ton of money.  She also had a ton of money in each of these banks.  She decided to close these accounts out of solidarity with OWS protesters.  

At Wells Fargo, my sister walked up to the teller and politely asked to close her account.  The teller said, “No problem.”  She pulled up her account and saw the balance and told her that due to the amount she had to speak with the branch manager.  The branch manager came out.  He was probably 30 years old and was very arrogant.  He asked my sister why she wanted to close her account and my sister told him she thought Wells Fargo was part of the problem with the economy.  He went thru some talking points about why she shouldn’t move her money, but my sister didn’t back down.  When he asked her where she was going she told him that she would be banking at the North Carolina State Employees Credit Union.  She isn’t a state employee, but anyone can join if you are related to a state employee.  It turns out her husband is.  Anyway, the bankster told her “You’ll be back.  Credit unions can’t provide the services you need.”  We’ll see about that.  She withdrew over $200k from Wells Fargo.

Next we went to Bank of America.  I closed my last account with hardly any questions asked.  Of course, I had taken most of my money out so there wasn’t much left to take.  My sister on the other hand had a large balance in multiple accounts.  They actually refused to cut her a check for the full amounts.  They only gave her 1/3 of her money and told her she’d have to come back to withdraw the rest.  They claimed they were only allowed to make checks for a certain amount, and that they had no authority to cut additional checks on the same day.  Stupid BofA.   She had her check in hand and politely told off the branch manager when he told her she had to come back another day or two to withdraw the rest.  

At BofA, we weren’t the only ones closing accounts.  There was a line of people.  Most had small accounts because they weren’t even being challenged, but she actually had to wait in line to speak with a branch manager.

At SunTrust, the branch manager went off his rocker.  He just kept asking her “is there anything I can do or anything I can say to change your mind?”  He asked probably twenty times.  He even offered to have the market executive meet with her and hear out her concerns. She told him she wasn’t interested.  He really looked nervous about it.  

We then took the deposits we had to NCSECU.  The people there were busy.  There were 5 people in front of us in the line to open an account.  When my sister got to the front she learned that the credit union actually has a trust company and wealth management services. Neither of us knew that.  She is now considering moving her Merrill Lynch (owned by BofA) accounts to the credit union as well.  She’s been with her financial advisor for 15 years, so that’s the biggest reason she hesitates. 

Here’s a link to some helpful Bank Transfer Day resources at AlterNet and Move Your Money

How do I move my money out of a big bank? (Mother Jones)

 
With today being the first day that recall petitions can be filed in Wisconsin against officials who were elected in November 2010—like say extremely unpopular Republican Governor Scott Walker—we’re happy to report that the first paperwork has indeed been filed with state elections officials to get this sleazy son of a bitch out of office.

WI’s Government Accountability Board confirmed that the request was filed Friday, the first possible date to file a recall petition. Now it’s up to the unions and Democrats in WI to gather 540,000 in the next 60 days to force the recall election. Walker is able to engage in unlimited fundraising now that this initial petition has been filed. The game is on.

The first petition to recall Walker was filed by David Brandt of Muskego in Waukesha County. It’s suspected by some WI Democrats that Mr. Brandt is a Walker supporter who filed the petition today so that Walker’s fundraising could begin immediately. Whether that’s true or not hasn’t been determined, but apparently Brandt gave Walker’s campaign $50 in 2010. It doesn’t rule out that he came to loathe Walker like many others in the state (and nation!) came to loathe this stupid-faced scumbag.

But who cares anyway? It’s not exactly like Walker has the wind at his back or anything, so why wait even one more day? The Republicans are on the run in WI and they are very well-aware of it, too, so why not just get down to the business of ending Scott Walker’s political career ASAP?

GOP efforts to hamstring recall efforts with a plan that would require each recall petition to be notarized were defeated earlier this week and so was a motion to have recall elections take place under a new legislative map favoring the GOP.  The Republican efforts to hinder the recall efforts have been moot.

With the threat of these procedural roadblocks now behind them, Wisconsin Democrats plan to file separate recall petitions against Scott Walker and Lt. Governor Rebecca Kleefisch soon.

Contribute to the WI Democrats efforts to get this union-busting bastard out of office.

Below, hapless Reichwing goofball Scott Walker gets a “mic check” in Chicago:
 

 
Welcome to part III of my multimedia dossiers on the wild and wonderful recording career of that great American band, the B-52s. Today’s topic, my personal favorite of all of their releases, the 1982 EP produced by David Byrne known as Mesopotamia.

Yes, what is generally thought of as being one of their least successful records—it was critically savaged when it came out—is to my mind their very best work. The hiring on of Byrne, then at the height of his creative powers—he was simultaneously producing the seminal score he did for Twyla Tharp’s Broadway production, The Catherine Wheel—I thought was an inspired move on the band’s part. Byrne introduced the polyrhythmic African beats of Remain in Light and his Brian Eno collaboration My Life in the Bush of Ghosts into the signature sound of the “tacky little dance band from Athens, Georgia’’ ” to great effect. I was a huge Talking Heads fan, so hearing elements of their “African/Eno-era” sound melding with the trademark B-52s wacky racket was heaven for me as a teenage rock snob. Byrne took their sound to a different place, and I felt nicely expanded on their sonic palette. The B-52s obviously felt differently, as Byrne was fired before a complete album could be recorded (hence an EP of the sessions was released).

Seriously, you have no idea how often I played this record. It falls into the “soundtrack of my life” category in a big way. But what many fans of the group do not know is that there are three very different versions of Mesopotamia: The “classic” short (US/Warner Brothers) EP version; the extended mix version mistakenly(?) released in Germany and in the UK by Island Records; and the 1991 CD version, which basically mixed David Byrne right out of the proceedings…

The first two B-52s albums are classics, and to my mind, perfect in every way, but a third album in that same style would have probably been one too many. Byrne’s involvement, for many fans, took the band a little too far away from their inspired amateur beginnings perhaps, but who else but Byrne was capable of coming up with such amazing grooves back then? And haven’t the B-52s always been about the beat? David Byrne was on fire then creatively. I’ve read that the B-52s felt that his production made them sound too much like the Talking Heads, but hey, what a valid direction that was for them!. True, certain elements of their sound (Ricky Wilson’s Venusian surf guitar for one) were diminished, but other elements (Wilson’s striking use of dissonance in his compositions) are given free rein with different instrumentation (like the nearly atonal horn lines). Their sound was nicely expanded upon by Byrne’s “dubbier/trippier” and more-layered production approach, if you ask me, but the B-52s didn’t ask, and it’s their call, ultimately…

Still why not release a special collector’s edition of Mesopotamia with the original David Byrne mixes, the longer Byrne mixes and the known outtakes: “Queen of Las Vegas,” (see below), the original “Big Bird” and “Butterbean” (both recut for Whammy) and the out of character Fred Schneider ballad “Adios Desconocida” (which I found here)? In any case, the longer, “alt” David Byrne version of Mesopotamia, unavailable now for nearly 30 years and never released on CD can be downloaded at The Same Mistakes blog and elsewhere)

PS I don’t hate the 1991 remix of Mesopotamia, but I’d never choose to listen to it over either of the David Byrne versions. Ever. Nuff said.
 

Kate, Fred and Cindy on the set of The Guiding Light soap opera in 1982 (see below for video clip)

Compare the nearly 8-minute version of “Cake” with the shorter version that was released ex-UK and Germany. This song minus the horns at the beginning? A sacrilege!
 

 
And to think that at one point, I actually thought this song really was about baking a cake… Short version of “Cake” (US version):
 

 
Below, “Deep Sleep.” It’s true that this would very much sound at home on My Life in the Bush of Ghosts, but would anyone doubt that this is the B-52s once the vocals come in?
 

 
A slamming live “Mesopotamia” from the Rockpop Festival, Dortmund, Germany, 1983:
 

 
After the jump, the B-52s make a guest appearance on “The Guiding Light” soap opera in 1982… and more!

The face of an idiot.

Wisconsin Gov. Scott Walker was heckled for six solid minutes this morning by fifty Occupy Chicago supporters in front of an audience of 300 people at a breakfast appearance.

When they were finished harassing the hapless, soon-to-be-former WI Republican governor, the protesters left the event at Chicago’s Union League Club.

Around fifty people chanted things like “Union busting. It’s disgusting” and “We are the 99 percent.”

After the protesters left, politically tone-deaf, about-to-be-recalled-from-office Walker said, “The bottom line is, no matter how loud you shout, the facts are the facts. The facts are that our reforms have worked and continue to work in the state of Wisconsin.”

Look into his beady little eyes. Even Walker’s eyes look like they’re sweating. This is a man terrified on one hand, and yet in deep, deep denial on the other. As the Firesign Theatre once said: “A stiff idiot is the worst kind.”
 

Wisconsin Governor Scott Walker heckled at Chicago’s Union League Club from WBEZ on Vimeo.

 
The idea behind Banned in the UK was that you can learn more about a country through what it bans rather than by what it permits. Made by the multi-talented producer/director Nicola Black, the series examined the who, what, whys? of bans on front line news coverage during the Falklands War, Derek and Clive, Rave Culture, football hooliganism and sexploitation, plus a host of other surprising no-nos.

This short clip is on the horror films which were either labeled Video Nasties (39 in total), or banned by the British Board of Film Classification (originally Censors until 1984), ranging from The Good: Sam Raimi’s classic The Evil Dead, Abel Ferrara’s Driller Killer,  Tenebrae. The Bad: Night of the Bloody Apes, The Living Dead of Manchester Morgue. And the Bloody Awful: SS Experiment Camp, Snuff. All of these films were considered to be a corrupting and dangerous influence, one which Conservative MP Christopher (not so) Bright claimed would “not only affect young people but I believe they affect dogs as well.”

When The Evil Dead failed to win its opening press screening in London due yo a ban, it relocated to Glasgow, where I was fortunate enough to see it. The film was a blast, and a joy to meet director Sam Raimi and his special effects man Tom Sullivan, who revealed the secrets of filming - the Dead’s hands made from Marigold gloves and glue; their entrails baked beans. Even then, it was more than apparent Raimi was an inspiring and exceptional genius, who had only great things ahead of him.

Here’s the back story of how Video Nasties nearly unhinged Britain’s youth in the 1980s. The horror, the horror…
 

 
Previously on Dangerous Minds

Nicola Black: Mesh Digital Animation

‘Mirrorball’: Chris Cunningham, Spike Jonze, Jonathan Glazer, Michel Gondry and co.